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#1 Unified Payments Interface(UPI)- Kerala’s Own UPI Payment App Unified Payments Interface (UPI) - Acemoney is Kerala's First Own UPI Payment App.UPI payment service allows transferring funds directly from your bank UPI is a great step in the right direction and it is set to become an efficient alternative to mobile wallets and make cashless payments faster, easier and smoother for millions of people in India. currently, there are so many UPI Payment apps in India like PhonePe, google pay Paytm, BHIM, and others.